Quick Answer: What Can A Scammer Do With My Social Security Number?

Can your identity be stolen from the last 4 digits of Social?

So it’s no surprise that researchers at Carnegie Mellon University found predicting the first five numbers is relatively easy.

The Social Security Administration didn’t switch to random number assignments until 2011, meaning a fraudster can steal your identity using your state, date of birth, and the last four digits..

What can a scammer do with my name and phone number?

A scammer finds out your name and phone number and then attempts to gather as much personal identifiable information (PII) as possible about you. PII includes name, address, Social Security number (Social Insurance number in Canada), date of birth, and other information that can be used for identity theft.

What should you do if you think your identity has been stolen?

What Should I Do if I Think My Identity Has Been Stolen?Contact one of the credit reporting agencies’ fraud alert departments and place a fraud alert on your credit report. … Tell the agency you think your identity has been stolen. … One call does it all. … Call 1-800-525-6285.Visit www.equifax.com. … Call 1-888-397-3742.More items…

What do I do if I gave my social security number to a scammer?

If you provided a scammer with your Social Security Number directly, or you already think your number was used fraudulently, you will need to act more urgently. You can place a credit freeze on your account with the three credit reporting agencies: Equifax, Transunion and Experian.

How can I protect my Social Security number from identity theft?

How to Protect Your Social Security NumberOffer an Alternative Form of ID. … Ask Why and How the SSN Will Be Handled. … Leave Your Card at Home. … Shred Mail and Documents with Personal Details. … Don’t Use Your SSN as a Password. … Don’t Send Your SSN via an Electronic Device. … Don’t Give it Out. … Monitor Bank and Credit Card Accounts.More items…•

Can you change your SSN?

The Social Security Administration generally does not encourage or allow you to change your Social Security number, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.

Can someone have the same last 4 digits of SSN?

Only the last four digits of your Social Security number are truly random and unique. The first five numbers represent when and where your Social Security card was issued.

What to do when your SSN is stolen?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

How can I find out if someone is using my identity?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … This tells creditors to call you before they open any new accounts in your name.

What can a scammer do with the last 4 digits of your social?

The last four digits of your Social Security number are especially important. Be sure to protect them well. By obtaining your Social Security number, identity thieves have the easiest path to the greatest damage: stealing your money and government benefits. Getting medical care and other services in your name.

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

What can someone do with my SSN and DOB?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

What happens if someone knows your SSN?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

What does Social Security number reveal?

Many businesses ask for your SSN because it is a convenient way to identify you in their system. As a result, your social security number can now reveal all kinds of information about you, including places you’ve lived, your credit history, and maybe even medical conditions.

How do I know if someone used my SSN for unemployment?

To find out if someone has fraudulently filed for unemployment in your name, you can go to the Employee Security Department website, and go through the initial registration steps as if you plan to file for unemployment.

Can you put a freeze on your Social Security number?

Freezing your credit can help prevent identity thieves and other criminals from using stolen personal information (your Social Security number, for instance) to apply for new credit in your name. … You must contact each national credit bureaus individually to freeze (or unfreeze) your credit reports.

Do identity thieves get caught?

Identity thieves almost never get caught In a study done in 2006, “only 1 in 700 identity theft suspects were arrested by federal authorities (0.14%).” Just to provide some perspective and comparison, 44.3% of violent crime suspects were arrested as well as 15.8% of alternative property crimes.

How much is your Social Security number worth?

How much is a stolen identity worth? For people with high credit scores, a Social Security number, birth date, and full name can sell for $60 to $80 on the digital black market. It may not sound like much, but for hackers, a good credit score can fetch a nice premium.