How do I get a copy of my closing statement?
If you can’t find your Settlement Statement, Closing Disclosure, or other documents, contact your lender.
Your lender can help you obtain a copy of your title policy, even when, after years, you don’t remember the name of your title insurance company..
Are real estate closing statements public record?
The only public information involved in a real estate closing is the filing of the lien documents.
What is on a closing statement?
A mortgage closing statement lists all of the costs and fees associated with the loan as well as the total amount and payment schedule. … A seller’s closing agreement is prepared by the real estate agent and lists all commissions and costs in addition to the net total to be paid to the seller.
Who prepares the closing statement?
A closing agent prepares the closing statement, which is settlement sheet. It’s a comprehensive list of every expense that the buyer and seller must pay to complete the real estate transaction. Fees listed on this sheet include commissions, mortgage insurance, and property tax deposits.
What closing documents should I keep?
Closing documents: Retain a copy of any document signed during your home’s closing as a backup. This may include the purchase agreement, addendums, disclosures and repair requests, escrow information, inspection reports, and a closing statement.
How long should I keep closing documents?
Keeping records of these expenses can help lower your capital gains tax. Other paperwork associated with the loan, such as refinancing agreements, should be kept for at least three years, although some real estate professionals recommend keeping this paperwork for up to 10 years.